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The Saver’s Credit
A special tax break for part-time, low-income, and moderate-income workers. Provided by Frederick Saide, Ph.D. Do you work part-time, or earn less than $65,000 a year? If so, you might be eligible to fully or partly claim the Saver’s Credit – a federal tax credit that gives part-time, low-income, and moderate-income workers an extra incentive to make retirement account contributions.1 Unlike a deduction (which simply exempts a portion of your income from being taxed), a credit...
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Try the Bucket Approach
Constructing a portfolio this way may help you ride through a bear market in retirement. Provided by Frederick Saide, Ph.D. Stocks sometimes retreat. That reality can be overlooked in a long bull market. Bear markets do appear, and a deep downturn could force you to sell securities in retirement, so you can pay for necessary expenses. Right now, you might have too much money in stocks. Years of steady gains may have unbalanced your portfolio and...
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The Republican Tax Reform Plan
What is in it? What could its changes mean for you, if they become law? Provided by Frederick Saide, Ph.D. Major changes may be ahead for federal tax law. At the start of November, House Republicans rolled out their plan for sweeping tax reforms. Negotiations may greatly alter the content of the bill, but here are the proposed adjustments, and who may and may not benefit from them if they become law. The corporate tax rate...
Our Value Proposition
Fred specializes in advising pre-retirees and retirees, with strategies for preserving their retirement savings, increasing their retirement income & leaving a financial legacy for their family & community. He enjoys showing families how to take advantage of established rules, along with ongoing changes in the law to lower taxable income, while at the same time increasing net income by up to 67% by using SSA 200.25 of the social security code. Contact us today for a free consultation.
Contact Information
Contact Information
P.O. Box 188
Scotch Plains, NJ 07076
Phone: 908-791-3831 Fax: 908-791-1331
Toll Free: 866-347-3550
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I specialize in developing strategies that help you increase your social security by 67% and position assets in tax-advantaged accounts so that in retirement you pay as little tax as possible.
From The Blog
Why Medicare Should Be Part of Your Retirement Planning
The premiums and coverages vary, and you must realize the differences. Provided by Frederick Saide, Ph.D. Medicare takes a little time to understand. As you approach age 65, familiarize yourself with its coverage options and their costs and limitations. Certain features of Medicare can affect health care costs and coverage. Some retirees may do okay with...
The Saver’s Credit
A special tax break for part-time, low-income, and moderate-income workers. Provided by Frederick Saide, Ph.D. Do you work part-time, or earn less than $65,000 a year? If so, you might be eligible to fully or partly claim the Saver’s Credit – a federal tax credit that gives part-time, low-income, and moderate-income workers an extra incentive to make...
Try the Bucket Approach
Constructing a portfolio this way may help you ride through a bear market in retirement. Provided by Frederick Saide, Ph.D. Stocks sometimes retreat. That reality can be overlooked in a long bull market. Bear markets do appear, and a deep downturn could force you to sell securities in retirement, so you can pay for necessary expenses. ...